Checking Accounts
Checking That Works for You
Choose from our range of checking accounts designed to fit your lifestyle. No hidden fees, no minimum balance requirements — just straightforward banking.
Compare Accounts
Find the perfect checking account for your needs.
Essential Checking
Simple, straightforward banking
Monthly Fee
£0
Best for: Everyday banking
- No monthly maintenance fee
- Free online & mobile banking
- Free debit Mastercard
- Access to 60,000+ ATMs
- Mobile check deposit
- Bill pay
Rewards Checking
Earn while you spend
Monthly Fee
£0
Best for: Cashback seekers
- 1% cashback on debit purchases
- No monthly fee with eStatements
- Early direct deposit
- Free online & mobile banking
- Free debit Mastercard
- Purchase protection
Premier Checking
Premium benefits & perks
Monthly Fee
£15
Best for: Premium experience
- 6.75% APY on balances up to £10K
- Unlimited ATM fee reimbursement
- Free checks & money orders
- Dedicated support line
- Identity theft protection
- Travel insurance
Included With Every Account
All our checking accounts come with these essential features.
Mobile Banking
Deposit checks, transfer funds, and pay bills from your phone.
Fraud Protection
Real-time alerts and zero liability on unauthorized transactions.
Early Direct Deposit
Get paid up to 2 days early with direct deposit.
60,000+ ATMs
Nationwide fee-free ATM network.
Spring Wells Debit Mastercard
Make purchases anywhere Mastercard is accepted. Enjoy enhanced security, real-time alerts, and the convenience of contactless payments.
- Contactless payments
- Real-time purchase alerts
- Card controls in mobile app
- Zero liability protection
Special Offer
Open a Rewards Checking Account & Earn
Open a new Rewards Checking account and receive direct deposits totaling £1,000 or more within the first 60 days to earn a £200 bonus. Limited time offer!
*Terms and conditions apply. Offer subject to change without notice.